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Should You and Your Partner Share Money?
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If your partner has terrible credit, for example, or likes to splurge often, then those problems need to be worked out beforehand. Having expenses separated can make you less prepared for those expenses down the road. However, there are some positive aspects to having your own bank account. When you want to treat your significant other to something, it's nice not to have to answer for the expense or have him or her see it on a joint bank account. One nice thing about having separate accounts is being able to help each other out in a crisis, such as loss of a job or major medical expenses. If one partner's finances are healthy, then it could make the difference between paying off bills and filing bankruptcy. Money is the number-one thing couples fight about, so it's important to find an arrangement that is financially sound and works for both of you.
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