If you're considering tying the knot, there are many things to consider, even before he puts a ring on it. Of course you need to iron out details like the wedding, honeymoon, where you'll live afterward and all of those issues. But the three biggies to be sure you cover before walking down the aisle are as follows: money, kids and communication. First, financial matters seem to be what couples argue over most, so go ahead and get it out of the way before it becomes a problem. It's important for both partners to be completely transparent about their financial standing, including credit rating, savings style and debt. Don't fall for the common misconception, however, that you must have a joint banking account – not the case. About one-third of married couples keep their accounts separate, and many have separate savings accounts as well.